Writing Assignment 19881201

(1) Define the time value of money.  Do you believe that the average person considers the time value of money when they make investment decisions?  Please explain.  
(2) Distinguish between ordinary annuities and annuities due.  Also, distinguish between the future value of an annuity and the present value of an annuity.
Submission Details:  Initial discussion board post due by day 4, Thursday 11:59pm EST addressing the question. You also need to have two other postings throughout the week by day 7, Sunday 11:59pm EST. While you can post as much as you want your three posts need to be spread over three days to earn full credit. Click on Create Thread to create your initial discussion board post.
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